Brokerage firms continue to be optimistic about the public sector bank, Bank of India, even after the lender reported a modest performance in the December 2025 quarter. Over the past year, Bank of India has been one of the best-performing stocks, and analysts believe there is potential for further growth.
In the October–December 2025 quarter, the bank’s net profit fell 7.5% year-on-year to Rs 2,705 crore. However, its net interest income (NII), which measures income from lending, rose 6.5% year-on-year to Rs 6,462.6 crore.
The bank also reported improvements in asset quality. Its gross non-performing assets (NPAs) were reduced to 2.26%, while net NPAs fell to 0.60% during the quarter.
Bank of India is a state-run bank, with the Government of India holding a 73.38% stake. It is the sixth-largest nationalized bank in India in terms of advances. The bank has a wide network of domestic branches, with around 65% located in rural and semi-urban areas, and operates 22 overseas branches.
Despite the small dip in quarterly profits, analysts remain positive about the bank’s prospects, citing its strong performance over the past year and improving financial health.