Banks Introduce New Rules from February 2026

Starting February 2026, major banks like State Bank of India (SBI), HDFC Bank, Punjab National Bank (PNB), and ICICI Bank will introduce a series of regulatory and operational changes for their customers.

These updates will affect how account holders use their bank services, including transfer charges, credit card features, and compliance documents. For example, customers may see changes in fees for fund transfers, updates to credit card benefits or limits, and new requirements for submitting identity or address proofs.

Banks say these reforms are part of a larger plan to make banking simpler and faster for customers while ensuring that all services meet the latest government rules and regulations.

Account holders are advised to check notices from their banks and understand the new charges or documentation requirements to avoid any inconvenience. These changes aim to streamline banking operations and make it easier for customers to use banking services safely and efficiently.